Privacy Policy

ZUNO BANK AG acting through ZUNO BANK AG, pobočka zahraničnej banky, Pribinova 8, 811 09 Bratislava ("ZUNO"), correspondence address: Hodžovo námestie 3, 811 06 Bratislava, registered in the Commercial Register maintained by the District Court Bratislava I, Section: Po, Insert No.: 1830/B, ID No.: 36 867 594 (ZUNO) as the operator of the website "" ("ZUNO Website") issues these website terms of use (Terms). Any legal provisions stated in this Privacy Policy are legal provisions of the Slovak Republic.

By opening and/or using the information, services, links, functions, applications or programmes (hereinafter: "contents") offered on the ZUNO-Website, the user hereby agrees to be bound by the terms and conditions set out below:

What information can you find on ZUNO Websites

ZUNO is always trying to provide you with correct and up-to-date information. However all data and information published on the ZUNO Website is only for information purposes and is not legally binding, unless expressly stated otherwise.

ZUNO Website is subject to legal protection pursuant to Act No. 618/2003 Coll. on Copyright and related rights (Copyright Act).

You may use protected ZUNO Website (i) for free and (ii) solely for your personal convenience. You may use ZUNO Websites otherwise only with the prior consent from ZUNO BANK AG.

Any unauthorised use, copying or imitation of ZUNO Website (in whole or in part) is a breach of the Copyright Act or of any other legal regulations valid in the Slovak republic and therefore is prohibited.

Personal data

You are able to use some parts of the ZUNO Website without entering or submitting your personal data under Act No. 428/2002 Coll. on Protection of personal data (Act on Protection of Personal Data).

However, the access to some parts of the ZUNO Website is only reserved for authorized user and requires a personal registration by providing certain personal data. By sending the completed online registration form, you the user, confirm the completeness and correctness of your personal data given and also confirm that you have truthfully answered the questions asked.

You acknowledge that you voluntarily have provided all information and personal data via the ZUNO Website.

You further agree that in cases where you provide any of your personal data via ZUNO Website, these data may be used to the extent and for purposes for which those data were provided by you to ZUNO, in particular but not limited to (i) internal needs of ZUNO, (ii) protection of ZUNO's rights and legitimate interests of, (iii) providing you with up-to-date information pertaining to products and services of ZUNO and (iv) conducting ZUNO's business activities and (vi) for the storage of your data in order to exercise the aforementioned activities for the maximum period permitted by the applicable laws of Slovakia and/or required pursuant to the internal regulations of ZUNO).

Additionally, ZUNO may also collect all data during your visit and use of the ZUNO Website by using for example cookies, trace logs and other safe programs that are commonly used for such purposes information.

During your connection with and the use of the ZUNO Website, ZUNO transiently collects data about your IP address, type and settings of browser, type of hardware computer, operating system, , addresses of required sources, time of request, method used for sending data from your computer to the ZUNO server, size of a file(s) that were received by your computer, numerical code specifying the state of answer provided by ZUNO server as well as other parameters relating to your operating system. All those data acquired in such a manner are neither intended nor are technical suitable to spy out your privacy. All those data will be solely used for statistical purposes of ZUNO in order to control and to ensure the correct functionality of the ZUNO Website.

If you want to learn more on how Zuno will use your personal data, please click on the link "About us" at Zuno's Website.

What are the rights and obligations of ZUNO

ZUNO as the operator of the ZUNO Website is entitled to (i) amend at any time these terms and conditions without prior notice, (ii) change the content of ZUNO Website, (iii) execute all its proprietary rights pertaining to the ZUNO Website, (iv) impose additional conditions for granting you access to the ZUNO Website (v) temporarily or permanently terminate or limit your access to the ZUNO Website. We therefore recommend you to read these Terms regularly.

ZUNO shall not be liable for: (i) the correctness, timeliness and accuracy of the information displayed on the ZUNO Website; (ii) the content of third parties, (iii) content of advertisement, or for any software that is provided or operated by third parties via the ZUNO Website and (iv) any damage (whether direct, indirect or consequential) or lost of profits resulting from the access to and/or the use of the ZUNO Website and/or URL links to websites of third parties.

Further, ZUNO shall not be held liable for any malfunctions, such as but not limited to: any (temporary) unavailability of telecommunication connections to/with the ZUNO Website and /or a (temporary) impossibility to execute electronic payments via the ZUNO Website.


ZUNO does not have any control over websites of third parties that are linked with the ZUNO Website nor the treatment of personal data by the provider(s) of such third party websites..

In addition to these Terms also the General Terms and Conditions of Zuno shall apply. ZUNO's General Terms and Conditions can be called up via this link ZUNO´s GTC.

If you should have any questions about privacy and personal data protection on ZUNO's website please sent your query to: stating the subject as „Privacy and personal data protection".
These Terms are governed by Slovak statutory provisions and are valid and effective as of the day of their publishing, i.e. 6 December 2010.
Your ZUNO team


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